Haraka

Region

Paris

France

Targeted SDGs

Description

Haraka provides a decentralized lending platform designed for communities without access to traditional financial services. By converting social trust into digital collateral, Haraka enables micro-entrepreneurs to secure loans in stablecoins without the need for bank accounts, physical collateral, or complex credit histories.

Impact

Haraka is a blockchain-based community credit protocol redefining how underserved entrepreneurs access finance. It turns social trust, like community reputation, into onchain collateral that unlocks affordable loans in stablecoins. This model bridges traditional group lending customs with modern technology, especially in places where formal credit doesn’t reach.

EXPLORE THE NETWORK

More Builders Driving Real-World Impact

Discover SDG-aligned teams using Ethereum to solve real problems worldwide.

Explore the Ecosystem

Hurupay

Hurupay offers a digital wallet that allows users to open virtual accounts in USD, EUR, and GBP without monthly fees. Users can receive payments from platforms like PayPal, Wise, Upwork, and Fiverr, and withdraw funds via crypto exchanges, local banks, or mobile money.

Protocol

Payments

Funding the Commons

Funding the Commons builds bridges between builders, researchers, and funders to transform funding mechanisms and infrastructure for digital public goods.

Institution

Public Goods

Self Protocol

Self Protocol is an identity verification system that leverages zero-knowledge proofs to enable Sybil-resistant token distributions and user authentication without compromising personal data. By validating user attributes such as age or location through passport verification, Self Protocol ensures that decentralized applications can authenticate real users while maintaining privacy.

Protocol

RWA

CASE STUDIES

Real-World Impact in Action

Explore case studies linked to this initiative and Ethereum, showing how local action scales into global solutions.

Explore All Case Studies

More Builders Driving Real-World Impact

Hurupay

Funding the Commons

Self Protocol

Real-World Impact in Action

Want to help ETH FTW grow?