Protocol
Stablecoins

Haraka

Region
Haraka
Paris
France
Targeted SDGs
1. No Poverty
8. Decent work and economic growth
Description
Haraka provides a decentralized lending platform designed for communities without access to traditional financial services. By converting social trust into digital collateral, Haraka enables micro-entrepreneurs to secure loans in stablecoins without the need for bank accounts, physical collateral, or complex credit histories.
Impact
Haraka is a blockchain-based community credit protocol redefining how underserved entrepreneurs access finance. It turns social trust, like community reputation, into onchain collateral that unlocks affordable loans in stablecoins. This model bridges traditional group lending customs with modern technology, especially in places where formal credit doesn’t reach.
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Hurupay

Hurupay

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Protocol
Payments
8
Circle

Circle

Circle is a financial technology company that develops USDC, a stablecoin backed one-to-one by U.S. dollar reserves. USDC circulates across multiple blockchains and is widely used for payments, trading, and DeFi applications. Circle also partners with banks, fintechs, and governments to integrate digital dollars into mainstream finance, making it one of the key bridges between traditional systems and blockchain infrastructure.

Institution
Stablecoins
9
10
ReFi DAO

ReFi DAO

ReFi DAO is a network society on a mission to regenerate the earth by envisioning a global regenerative economy rooted in local startup communities. These communities aim to acquire land and other real-world assets to drive towards a net zero economy by 2050, in alignment with the Paris Agreement targets. ReFi DAO looks to address the climate emergency, biodiversity collapse, and social injustices by revamping the economic system to value people and the planet as a single living system​​.

Institution
Restoration
10
11
13
15
17
CASE STUDIES

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