Haraka

Region

Paris

France

Targeted SDGs

Description

Haraka provides a decentralized lending platform designed for communities without access to traditional financial services. By converting social trust into digital collateral, Haraka enables micro-entrepreneurs to secure loans in stablecoins without the need for bank accounts, physical collateral, or complex credit histories.

Impact

Haraka is a blockchain-based community credit protocol redefining how underserved entrepreneurs access finance. It turns social trust, like community reputation, into onchain collateral that unlocks affordable loans in stablecoins. This model bridges traditional group lending customs with modern technology, especially in places where formal credit doesn’t reach.

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MiniPay

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Protocol

Stablecoins

Vocdoni

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Protocol

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Gain Forest

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Protocol

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CASE STUDIES

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Vocdoni

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Real-World Impact in Action

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