Haraka

Region

Paris

France

Targeted SDGs

Description

Haraka provides a decentralized lending platform designed for communities without access to traditional financial services. By converting social trust into digital collateral, Haraka enables micro-entrepreneurs to secure loans in stablecoins without the need for bank accounts, physical collateral, or complex credit histories.

Impact

Haraka is a blockchain-based community credit protocol redefining how underserved entrepreneurs access finance. It turns social trust, like community reputation, into onchain collateral that unlocks affordable loans in stablecoins. This model bridges traditional group lending customs with modern technology, especially in places where formal credit doesn’t reach.

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Funding the Commons

Funding the Commons builds bridges between builders, researchers, and funders to transform funding mechanisms and infrastructure for digital public goods.

Institution

Public Goods

Hurupay

Hurupay offers a digital wallet that allows users to open virtual accounts in USD, EUR, and GBP without monthly fees. Users can receive payments from platforms like PayPal, Wise, Upwork, and Fiverr, and withdraw funds via crypto exchanges, local banks, or mobile money.

Protocol

Payments

Regen Coordination

Regen Coordination is an evolving alliance of Web3 organizations united in fostering collaboration to drive ecological, social, and economic regeneration. Through innovative programs and collective action, we aim to empower a global network of communities to realize a better future.

Institution

Public Goods

CASE STUDIES

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Funding the Commons

Hurupay

Regen Coordination

Real-World Impact in Action

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