Haraka

Haraka provides a decentralized lending platform designed for communities without access to traditional financial services. By converting social trust into digital collateral, Haraka enables micro-entrepreneurs to secure loans in stablecoins without the need for bank accounts, physical collateral, or complex credit histories.

Giveth

Giveth is an open, non‑hierarchical global initiative that empowers social, environmental, and humanistic impact projects using modern blockchain technologies. Built on Ethereum, the platform enables zero‑fee donations and ensures full transparency so donors and communities can see exactly where every contribution goes. Through the GIVeconomy, donors receive GIV tokens via the GIVbacks program and can participate in governance and project visibility via mechanisms like GIVpower and Quadratic Funding .

Bando

Bando is an onchain spending protocol that enables users to pay for everyday items like mobile top-ups, gift cards, subscriptions, and more using crypto directly from their wallets.