Protocol
Stablecoins

Haraka

Region
Haraka
Paris
France
Targeted SDGs
1. No Poverty
8. Decent work and economic growth
Description
Haraka provides a decentralized lending platform designed for communities without access to traditional financial services. By converting social trust into digital collateral, Haraka enables micro-entrepreneurs to secure loans in stablecoins without the need for bank accounts, physical collateral, or complex credit histories.
Impact
Haraka is a blockchain-based community credit protocol redefining how underserved entrepreneurs access finance. It turns social trust, like community reputation, into onchain collateral that unlocks affordable loans in stablecoins. This model bridges traditional group lending customs with modern technology, especially in places where formal credit doesn’t reach.
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Karma

Karma

Karma is an on-chain protocol built by Karma HQ that lets grant recipients create a persistent project profile, publish milestones and updates via blockchain attestations, and build a transparent reputation across ecosystems. Ecosystems use Karma to fund projects transparently. Builders use it to share progress, earn reputation, and get discovered for more opportunities.

Protocol
Public Goods
8
9
10
16
17
ReFi DAO

ReFi DAO

ReFi DAO is a network society on a mission to regenerate the earth by envisioning a global regenerative economy rooted in local startup communities. These communities aim to acquire land and other real-world assets to drive towards a net zero economy by 2050, in alignment with the Paris Agreement targets. ReFi DAO looks to address the climate emergency, biodiversity collapse, and social injustices by revamping the economic system to value people and the planet as a single living system​​.

Institution
Restoration
10
11
13
15
17
Kolektivo Network

Kolektivo Network

Kolektivo creates local impact ecosystems and connects their knowledge and potential to create the Kolektivo Network.

Protocol
UBI
13
CASE STUDIES

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