Haraka | ETH FTW

Region

Paris

France

Targeted SDGs

Description

Haraka provides a decentralized lending platform designed for communities without access to traditional financial services. By converting social trust into digital collateral, Haraka enables micro-entrepreneurs to secure loans in stablecoins without the need for bank accounts, physical collateral, or complex credit histories.

Impact

Haraka is a blockchain-based community credit protocol redefining how underserved entrepreneurs access finance. It turns social trust, like community reputation, into onchain collateral that unlocks affordable loans in stablecoins. This model bridges traditional group lending customs with modern technology, especially in places where formal credit doesn’t reach.

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Regen Atlas

Regen Atlas is a global, open-source marketplace for green crypto-assets, designed to simplify discovery, trading, and creation of sustainability-linked tokens. It offers a geospatial interface that aggregates the full value chain—issuers, certifiers, raters, buyers—so users can explore diverse regenerative assets, from carbon credits to biodiversity tokens. Regen Atlas integrates Uniswap to enable one-click on-chain purchases of Celo-based green assets and has expanded to list over 100 assets built with expanded UI support and new geographic incentives through its evolving interface and database

Protocol

Restoration

MiniPay

MiniPay is a stablecoin wallet developed by Opera, designed to provide users with seamless access to Stablecoin payments.

Protocol

Stablecoins

Kolektivo Network

Kolektivo creates local impact ecosystems and connects their knowledge and potential to create the Kolektivo Network.

Protocol

UBI

CASE STUDIES

Real-World Impact in Action

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