Haraka

Region

Paris

France

Targeted SDGs

Description

Haraka provides a decentralized lending platform designed for communities without access to traditional financial services. By converting social trust into digital collateral, Haraka enables micro-entrepreneurs to secure loans in stablecoins without the need for bank accounts, physical collateral, or complex credit histories.

Impact

Haraka is a blockchain-based community credit protocol redefining how underserved entrepreneurs access finance. It turns social trust, like community reputation, into onchain collateral that unlocks affordable loans in stablecoins. This model bridges traditional group lending customs with modern technology, especially in places where formal credit doesn’t reach.

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Kolektivo Network

Kolektivo creates local impact ecosystems and connects their knowledge and potential to create the Kolektivo Network.

Protocol

UBI

MiniPay

MiniPay is a stablecoin wallet developed by Opera, designed to provide users with seamless access to Stablecoin payments.

Protocol

Stablecoins

Circle

Circle is a financial technology company that develops USDC, a stablecoin backed one-to-one by U.S. dollar reserves. USDC circulates across multiple blockchains and is widely used for payments, trading, and DeFi applications. Circle also partners with banks, fintechs, and governments to integrate digital dollars into mainstream finance, making it one of the key bridges between traditional systems and blockchain infrastructure.

Institution

Stablecoins

CASE STUDIES

Real-World Impact in Action

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More Builders Driving Real-World Impact

Kolektivo Network

MiniPay

Circle

Real-World Impact in Action

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