Protocol
Open Finance

Aave

Region
Aave
Zurich
Switzerland
Targeted SDGs
9. Industry, Innovation, Technology and Infrastructure
10. Reduced inequality
Description
Aave is an open-source, non-custodial liquidity protocol where users can supply and borrow cryptocurrencies. Lenders earn interest by depositing assets into liquidity pools, while borrowers can access funds by providing collateral that exceeds the borrowed amount.
Impact
Aave offers a decentralized alternative to traditional financial services, enabling users to earn interest or borrow assets without relying on centralized institutions. Its multi-chain support and governance model provide flexibility and community-driven development.
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Hurupay

Hurupay

Hurupay offers a digital wallet that allows users to open virtual accounts in USD, EUR, and GBP without monthly fees. Users can receive payments from platforms like PayPal, Wise, Upwork, and Fiverr, and withdraw funds via crypto exchanges, local banks, or mobile money.

Protocol
Payments
8
Funding the Commons

Funding the Commons

Funding the Commons builds bridges between builders, researchers, and funders to transform funding mechanisms and infrastructure for digital public goods.

Institution
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17
9
16
Haraka

Haraka

Haraka provides a decentralized lending platform designed for communities without access to traditional financial services. By converting social trust into digital collateral, Haraka enables micro-entrepreneurs to secure loans in stablecoins without the need for bank accounts, physical collateral, or complex credit histories.

Protocol
Stablecoins
1
8
CASE STUDIES

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