Protocol
Open Finance

Aave

Region
Aave
Zurich
Switzerland
Targeted SDGs
9. Industry, Innovation, Technology and Infrastructure
10. Reduced inequality
Description
Aave is an open-source, non-custodial liquidity protocol where users can supply and borrow cryptocurrencies. Lenders earn interest by depositing assets into liquidity pools, while borrowers can access funds by providing collateral that exceeds the borrowed amount.
Impact
Aave offers a decentralized alternative to traditional financial services, enabling users to earn interest or borrow assets without relying on centralized institutions. Its multi-chain support and governance model provide flexibility and community-driven development.
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Haraka

Haraka

Haraka provides a decentralized lending platform designed for communities without access to traditional financial services. By converting social trust into digital collateral, Haraka enables micro-entrepreneurs to secure loans in stablecoins without the need for bank accounts, physical collateral, or complex credit histories.

Protocol
Stablecoins
1
8
Giveth

Giveth

Giveth is an open, non‑hierarchical global initiative that empowers social, environmental, and humanistic impact projects using modern blockchain technologies. Built on Ethereum, the platform enables zero‑fee donations and ensures full transparency so donors and communities can see exactly where every contribution goes. Through the GIVeconomy, donors receive GIV tokens via the GIVbacks program and can participate in governance and project visibility via mechanisms like GIVpower and Quadratic Funding .

Protocol
Public Goods
1
16
Circle

Circle

Circle is a financial technology company that develops USDC, a stablecoin backed one-to-one by U.S. dollar reserves. USDC circulates across multiple blockchains and is widely used for payments, trading, and DeFi applications. Circle also partners with banks, fintechs, and governments to integrate digital dollars into mainstream finance, making it one of the key bridges between traditional systems and blockchain infrastructure.

Institution
Stablecoins
9
10
CASE STUDIES

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